THE LAW FIRM OF

TROFF · PETZKE · AMMESON 
 

811 Ship St., Suite 202, St. Joseph, MI 49085 

269-983-0161

 


121 W. merchant st., new buffalo, mi 49117

269-469-9388


Fall Newsletter                                                            November 2008

Charles Ammeson
 
We are proud to announce that Charles F. Ammeson has been selected by Super Lawyers as one of the top attorneys in the state of Michigan for 2008, a designation achieved by only 5 percent of the state's lawyers.
 

Congratulations Charlie!
 
Super Lawyer
 
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Title Insurance: Is a Rider Needed?
by: Charles F. Ammeson 

When most people buy a house, their lender or their lawyer - usually, both - will insist that they buy title insurance.  Title insurance paid for by the seller is the custom in Southwestern Michigan.  Most buyers simply accept the title insurance offered by the seller.  What some buyers may not realize is that there are different levels of title insurance coverage available. As with all things, the more coverage, the more cost.  Consequently, the typical title insurance policy offered in a standard contract may not be what the buyer wants or needs. Read More

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The Holidays Are Here!
 Lake Front Photo
Take note of these community events
 
St. Joseph 
 
November 21, 2008
Luminaria Festival
Dusk - 9:00 p.m.
 

Nov. 29 - Dec. 23
Visit Santa in Downtown
 St. Joseph
Thurs-Fri 4 pm - 8 pm
Sat. 12 pm - 5 pm
Sun. 12 pm - 3 pm
 
December 5, 2008
Lighting of the Christmas Tree
 
New Buffalo 
 
Holiday Parade
November 22, 2008
12:30 pm
 
Click Here for more information on New Buffalo Holiday Events
 
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  LEGAL NOTICE


The Troff, Petzke & Ammeson Newsletter is published as a free service to our clients and friends. The articles in our Newsletter are for general information and cannot be relied upon as legal advice or opinion.  It is simply not possible to provide competent legal advice without knowledge of the specific facts attendant to any given situation.  Therefore, you are encouraged to contact the author to discuss the matter further before acting on the information provided herein.

 
 
Another Summer Over at Silver Beach
 
 
 
Fall Trees   
Photo of Silver Beach, St. Joseph taken by My Jo.
Used by Permission 
 NEW MICHIGAN STATUTE RESTRICTS SALE OF RESIDENCES
CONSTRUCTED BY UNLICENSED "OWNER-BUILDERS"
 by: Stephen W. Smith
 

Michigan law generally requires residential contractors to be licensed with the State before constructing a residence.  However, there is an exception to the requirement for those who build, or act as general contractor for the construction of, a residence on their own property for their own use and occupancy.  Read Article
 

                 
                Lighthouse
 
                 ssmith@tpalaw.com
 
          Click Photo for Attorney Profile
 
 
Lake Front Photo
 
 Attention Lake Front Owners!
 
Troff, Petzke & Ammeson represents a wide variety of Lake Front, River Front or Lake Access owners. There are numerous organizations that research and represent the interest of such owners. One such organization is the Michigan Lakes and Streams Association http://www.mlswa.org. For owners on or with access to Lake Michigan, National Public Radio has a very informative podcast and website which was broadcast on Science Friday on May 16, 2008 and which can be accessed at www.sciencefriday.com. For readers, the attorneys at Troff, Petzke & Ammeson recommend The Great Lakes Water Wars (Island Press, 2006) by Peter Annin and The Dynamic Great Lakes (Independence Books 2001) by Barbara Spring.
 
Charitable Nonprofit Organizations
Complying with Michigan Law
by:
Brian P. McMahon
 
 

The following is a non-exhaustive list and summary of some of the Michigan laws all charitable nonprofit organizations ("charitable organization(s)") need to understand and with which they need to comply.
 
 
· Michigan Supervision of Trustees for Charitable Purposes Act.  This Act gives the Michigan Attorney General's Office ("AGO") the responsibility and authority to supervise charitable organizations operating in Michigan; and requires all charitable organizations to register with the AGO (whether the organization has offices in Michigan or not).  All nonprofit organizations are presumed to be "charitable" unless determined otherwise by the AGO.  If you are not sure if your nonprofit organization is a "charitable" organization the organization should submit a completed Questionnaire to the AGO.  The AGO will then inform the organization of its determination.  If the nonprofit organization is determined to be a "charity," it will likely be required to comply with the remaining laws discussed below.  If your organization is already a "501(c)(3) tax exempt organization" it will be determined to be a charity and therefore required to register and comply with all the remaining laws discussed below
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 Read More
 Brian McMahon
 
 
 
 

 
 
                 bmcmahon@tpalaw.com
 
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