
We are proud to announce that Charles F. Ammeson has
been selected by Super Lawyers as one of the
top attorneys in the state of Michigan for 2008, a
designation achieved by only 5 percent of the state's lawyers.
Congratulations Charlie!
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Title Insurance: Is
a Rider Needed?
by: Charles F. Ammeson
When most people buy
a house, their lender or their lawyer - usually, both - will
insist that they buy title insurance. Title insurance
paid for by the seller is the custom in Southwestern
Michigan. Most buyers simply accept the title insurance
offered by the seller. What some buyers may not realize
is that there are different levels of title insurance
coverage available. As with all things, the more coverage, the
more cost. Consequently, the typical title insurance
policy offered in a standard contract may not be what the
buyer wants or needs. Read
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__________________ The Holidays Are Here!
Take note of these community
events
St. Joseph
November 21, 2008
Luminaria Festival
Nov. 29 - Dec. 23
Visit Santa in Downtown
St. Joseph
Thurs-Fri 4 pm - 8 pm
Sat. 12 pm - 5 pm
Sun. 12 pm - 3 pm
December 5, 2008
Lighting of the
Christmas Tree
New Buffalo
Holiday Parade
November 22, 2008
12:30 pm
Click Here for
more information on New Buffalo Holiday Events
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LEGAL NOTICE
The Troff, Petzke & Ammeson
Newsletter is published as a free service to our clients and
friends. The articles in our Newsletter are for general
information and cannot be relied upon as legal advice or
opinion. It is simply not possible to provide competent
legal advice without knowledge of the specific facts attendant
to any given situation. Therefore, you are encouraged to
contact the author to discuss the matter further before acting
on the information provided herein.
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Another Summer Over at Silver Beach
Photo of Silver Beach, St. Joseph
taken by My Jo.
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NEW MICHIGAN STATUTE RESTRICTS SALE OF
RESIDENCES CONSTRUCTED BY UNLICENSED
"OWNER-BUILDERS" by: Stephen W.
Smith
Michigan law
generally requires residential contractors to be
licensed with the State before constructing a
residence. However, there is an exception to the
requirement for those who build, or act as general
contractor for the construction of, a residence on their
own property for their own use and occupancy. Read
Article
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Attention Lake Front Owners!
Troff, Petzke & Ammeson represents a wide
variety of Lake Front, River Front or Lake Access
owners. There are numerous organizations that research
and represent the interest of such owners. One such
organization is the Michigan Lakes and Streams
Association
http://www.mlswa.org. For owners
on or with access to Lake Michigan, National Public
Radio has a very informative podcast and website which
was broadcast on Science Friday on May 16, 2008 and
which can be accessed at
www.sciencefriday.com. For readers,
the attorneys at Troff, Petzke & Ammeson recommend
The Great Lakes
Water Wars (Island Press, 2006) by Peter
Annin and
The Dynamic Great Lakes (Independence Books
2001) by
Barbara
Spring. |
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Charitable Nonprofit
Organizations Complying with Michigan
Law by: Brian P.
McMahon
The following is a non-exhaustive list and
summary of some of the Michigan laws all charitable
nonprofit organizations ("charitable organization(s)")
need to understand and with which they need to
comply. · Michigan
Supervision of Trustees for Charitable Purposes
Act. This Act gives the Michigan Attorney
General's Office ("AGO") the responsibility and
authority to supervise charitable organizations
operating in Michigan; and requires all charitable
organizations to register with the AGO (whether the
organization has offices in Michigan or not). All
nonprofit organizations are presumed to be "charitable"
unless determined otherwise by the AGO. If you are
not sure if your nonprofit organization is a
"charitable" organization the organization should submit
a completed Questionnaire to the AGO. The AGO will
then inform the organization of its determination.
If the nonprofit organization is determined to be a
"charity," it will likely be required to comply with the
remaining laws discussed below. If your
organization is already a "501(c)(3) tax exempt
organization" it will be determined to be a charity and
therefore required to register and comply with all the
remaining laws discussed below. Read
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